About the role
The Credit Risk Officer will be responsible for identifying and mitigating potential credit risks associated with lending and investment activities. You will analyze borrower financial statements, assess creditworthiness, and prepare risk assessments for senior management. This role suits professionals who enjoy working with data and possess strong analytical skills. The team offers a dynamic environment with opportunities for personal and professional growth. You will collaborate with various departments to optimize the credit approval process and develop risk management strategies.
What you'll do
- Conduct credit risk assessments.
- Prepare risk reports for management.
- Collaborate with the lending team.
- Monitor and analyze borrower performance.
What you'll need
- Bachelor's degree in Finance or related field.
- Minimum 3 years of experience in credit risk analysis.
- Strong analytical and reporting skills.
Skills
Analytical skills.
Knowledge of credit risk models.
Excellent communication skills.
Good to have
Experience with financial modeling.
Familiarity with regulatory compliance.
Benefits
- Competitive salary package.
- Health insurance and retirement benefits.
- Opportunities for professional development.
Interested in this role?
It takes about two minutes. Free to apply — BJNM never asks candidates for money.
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Questions about this job
What are the main responsibilities of this role?
You will analyze credit risk, assess borrower financials, and prepare reports.
What qualifications are needed?
A degree in finance, banking, or a related field is essential.
Is this role onsite or remote?
This position is onsite in Sector 15, Chandigarh.
What is the salary range for this position?
The monthly salary ranges from INR 50,000 to INR 80,000.
How can I apply for this role?
Click "Apply Now" on this page to apply through BJNM. BJNM is recruiting for this role on behalf of a client employer.
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