Credit Risk Associate

BJNM · recruiting for a confidential client

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Listing updated

Pay
₹40,000–70,000 a month
Location
Visakhapatnam, Andhra Pradesh
Work mode
On-site
Job type
Full time
Experience
2–5 yrs
Category
Finance

In hand: about ₹36,000–63,100 a month after PF and income tax (estimate). How it's worked out

Join our client as a Credit Risk Associate in Visakhapatnam. Ideal for candidates with a strong analytical background in banking.

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About the role

As a Credit Risk Associate, you will assess and mitigate risks associated with lending and credit activities. You will analyze credit data and financial statements to determine the risk level of potential borrowers. This role suits professionals with solid analytical skills and a keen understanding of credit regulations. You will collaborate with a team of risk analysts to ensure compliance and support the decision-making process across the organization.

Your daily tasks will involve reviewing credit applications, preparing risk assessment reports, and providing recommendations to management. This position offers an opportunity to grow within a dynamic banking environment while contributing to the company's risk management strategy.

What you'll do

  • Assess credit applications and evaluate borrower creditworthiness
  • Prepare detailed risk assessment reports for management review
  • Collaborate with teams to establish risk policies and procedures
  • Monitor and analyze changes in credit risk exposure

What you'll need

  • Bachelor's degree in finance, economics or related field
  • 2-5 years of experience in credit analysis or risk management
  • Strong analytical and problem-solving skills

Skills

Proficient in financial analysis and credit assessment Strong attention to detail and accuracy Excellent communication and teamwork skills

Good to have

Familiarity with credit scoring models Knowledge of regulatory requirements in banking

Benefits

  • Competitive salary with performance incentives
  • Health insurance and retirement benefits
  • Opportunities for professional development

Interested in this role?

It takes about two minutes. Free to apply — BJNM never asks candidates for money.

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Questions about this job

What are the main responsibilities of a Credit Risk Associate?
You will analyze credit data, assess risk levels, and prepare reports to support lending decisions.
What qualifications are required for this role?
A degree in finance, economics, or a related field along with experience in credit analysis is preferred.
What is the work mode for this position?
This role is onsite, located in Maharashtra Industrial Development Corporation (MIDC), Visakhapatnam.
What is the salary range for this position?
The salary is between INR 40,000 and INR 70,000 per month, depending on experience.
How do I apply for this job?
Click "Apply Now" on this page to apply through BJNM. BJNM is recruiting for this role on behalf of a client employer.

Listing last updated

Credit Risk Associate

₹40,000–70,000 a month

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