About the role
As a Credit Manager, you will oversee the credit assessment process, analyze the creditworthiness of clients, and make recommendations for loan approvals. You will work closely with the underwriting team to develop policies that mitigate credit risk while maximizing profitability. The ideal candidate will have a strong understanding of financial analysis and risk management principles, as well as excellent communication skills to liaise with clients and internal teams. This is a fantastic opportunity to make impactful decisions in a dynamic banking environment.
What you'll do
- Analyze credit applications and financial documents of clients
- Develop and implement credit policies and procedures
- Assess and minimize credit risk while maintaining profitability
- Collaborate with underwriting teams to ensure adherence to guidelines
- Monitor and report on credit exposure and portfolio performance
What you'll need
- Bachelor's degree in finance, economics, or related fields
- 5+ years of experience in credit analysis or risk management
- Strong analytical and decision-making skills
Skills
Financial analysis and risk assessment
Strong communication and negotiation skills
Proficiency in credit management software
Good to have
Experience in banking operations
Familiarity with regulatory compliance issues
Leadership and team management experience
Benefits
- Competitive salary and performance bonuses
- Health insurance and retirement plans
- Opportunities for professional development
Interested in this role?
It takes about two minutes. Free to apply — BJNM never asks candidates for money.
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Questions about this job
What are the key responsibilities of a Credit Manager?
You will analyze credit data and financial statements, assess risk, and develop credit policies.
What qualifications are needed for this role?
A degree in finance, economics, or a related field is required, along with relevant experience.
What is the work environment like?
This is an onsite role located in Bandra Kurla Complex, Navi Mumbai.
What is the salary range for this position?
The salary ranges from INR 80,000 to INR 120,000 monthly, based on experience.
How do I apply for this position?
Click "Apply Now" on this page to apply through BJNM. BJNM is recruiting for this role on behalf of a client employer.
Listing last updated