About the role
As a Credit Manager, you will be responsible for evaluating creditworthiness and managing the bank's loan portfolio. Your daily tasks will include analyzing credit applications, determining risk levels, and recommending approval or denial of credit. You will also work with clients to understand their needs and ensure compliance with credit policies. This position is ideal for experienced finance professionals looking to make a significant impact in the banking sector.
What you'll do
- Assess credit applications and analyze financial data
- Manage loan portfolios and client relationships
- Ensure compliance with lending policies
- Make recommendations for credit approvals
What you'll need
- Bachelor's degree in Finance or Business
- 4-8 years of experience in credit management
- Strong analytical and decision-making skills
Skills
Analytical skills
Knowledge of credit assessment
Client relationship management
Good to have
Experience with credit scoring systems
Certifications in credit management
Benefits
- Competitive salary with performance incentives
- Health insurance benefits
- Opportunities for career advancement
Interested in this role?
It takes about two minutes. Free to apply — BJNM never asks candidates for money.
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Questions about this job
What responsibilities does a Credit Manager have?
You will evaluate credit applications, manage loan portfolios, and ensure compliance with lending policies.
Is this position remote or onsite?
This is an onsite position located in Haldwani.
What qualifications are needed for this role?
A degree in finance or a related field and significant experience in credit management are required.
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