About the role
In this role, you will evaluate the creditworthiness of potential clients by analyzing their financial data and credit reports. Your assessments will guide our lending decisions and help to maintain the financial health of our organization. The ideal candidate will possess strong analytical skills and a keen eye for detail, as well as the ability to communicate findings clearly to stakeholders. As part of a collaborative team, you will also engage with various departments to enhance the credit evaluation process and implement best practices. If you are passionate about finance and enjoy a fast-paced environment, this position is for you.
What you'll do
- Analyze credit data and financial statements of clients.
- Assess the risk involved in lending money to clients.
- Prepare reports detailing findings and recommendations.
- Collaborate with other departments to improve the credit evaluation process.
What you'll need
- Bachelor's degree in Finance, Accounting or related field.
- 2-5 years of relevant work experience.
- Strong analytical and communication skills.
Skills
Analytical skills
Knowledge of financial statement analysis
Strong communication skills
Good to have
Experience with credit scoring models
Familiarity with regulatory requirements in lending
Benefits
- Competitive salary and performance bonuses.
- Health insurance and retirement benefits.
- Opportunities for professional development and advancement.
Interested in this role?
It takes about two minutes. Free to apply — BJNM never asks candidates for money.
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Questions about this job
What are the main responsibilities of a Credit Analyst?
As a Credit Analyst, your main responsibilities include evaluating credit data, analyzing financial statements, and assessing the creditworthiness of clients.
What qualifications do I need for this role?
Candidates should have a degree in finance, accounting, or a related field, along with relevant experience in credit analysis.
Is this role onsite or remote?
This position is onsite in Mangalore.
What is the salary range for this role?
The salary for this position ranges from INR 40,000 to INR 70,000 per month.
How do I apply for this position?
Click "Apply Now" on this page to apply through BJNM. BJNM is recruiting for this role on behalf of a client employer.
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